Starting Coverage: June 15

About HD SecureShield – Retired

Accidents can happen anytime, anywhere – and today’s active lifestyles may make you more susceptible. And when accidents happen, they’re often followed by an onslaught of medical bills. Depending on the severity of the accident, you could face a series of out-of-pocket expenses, from ambulance charges and emergency room fees to lost wages or even final expenses. You can’t plan for accidents, but a HD SecureShield membership plan can help you can be better prepared to handle them when they do occur.

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Association Benefits

Health Care Discounts

Laboratory Testing

MyMedLab offers an efficient, affordable and confidential solution to medical laboratory testing. You can purchase the same testing ordered by your doctor at a cost 50% to 80% less than in your doctor’s office or local hospital lab.

Testing can be purchased 24 hours a day on the MyMedLab website. Tests are listed both individually and in groups called Wellness Profiles based on your age, sex and family history. This basic information is all you need to identify which profile evaluates your risk for common conditions associated with your specific group.

Diagnostic Testing

Radiology tests have become key tools for physicians to help diagnose and monitor disease. Through One Call Care, our members can save 20% to 50% on MRIs, PET and CT scans when these tests are ordered by a doctor. Make the most out of your health plan and take advantage of optimal quality, convenience, and savings with just one call.

Hearing Products and Screenings

Members and their immediate family members (grandparents, parents, spouse and children) will receive complimentary hearing screenings and a 15% retail discount off the usual and customary retail price of any Beltone hearing instrument at any of over 1500 locations throughout the United States.


Talk to a doctor by phone, web or mobile app anytime, anywhere. From your home, office, hotel room, or vacation campsite, simply make a phone call, and in most cases, speak to a doctor in less than 30 minutes, with an average call back time of less than 10 minutes. When you call Teladoc, you will always speak to a doctor who lives and works in the United States and is licensed to practice medicine in your state. Teladoc is also the only telemedicine provider able to treat children from 0-17¹ . It’s health care that fits in the palm of your hand.

Value Added Benefits

MES Vision

Through the MES Vision program, our members receive one vision examination every 12 months plus 20% discounts on a variety of eyewear products.

Travel Assistance

Members, spouses and dependent children (whether traveling together or separately) have access to travel assistance services (travel, medical, legal and financial assistance plus emergency medical evacuation benefits) when traveling domestically or internationally 100 or more miles away from home for up to 120 consecutive days.

Will & Legal Document Center

Members and their spouses have free access to resources and tools to create a Will, Living Will, Healthcare Power of Attorney, Durable Power of Attorney and Medical Treatment Authorization for Minors. Estate Planning resources and a Personal Information Organizer are also included.

Beneficiary Support

Beneficiaries receive Grief Support Services. Financial professionals are available to help beneficiaries with insurance proceeds. Spouses and dependents also receive three months of free online access to will preparation services.

ScriptSave Rx Savings Card

The ScriptSave Prescription Savings Card provides you access to discounted prescription drug prices. All household members can use the same card – including pets, if the pet medication is a common drug that is also used by people. There are no limits on how many times members and their family can use the card.

Insured Benefits

Group Accident Insurance Plans

Underwritten by Catlin Insurance Company, Inc.

Benefit DescriptionLevel 1Level 2
Accident Disability Income1 (Not Available in CA)
Maximum Benefit per Covered Accident50% of salary, up to $500 per week50% of salary, up to $500 per week
Maximum Benefit Period26 weeks26 weeks
Elimination Period Before Eligible for Benefits90 days90 days
Critical Illness Insurance2 (Excludes Pre-Existing Conditions as defined in the Certificate)
Maximum Benefit Amount$2,500$2,500
Invasive Cancer100%100%
Heart Attack (Myocardial Infarction)
Kidney (Renal) Failure
Burns Insurance3
Lifetime Maximum Benefit payable for all Burns (per person)$2,500$2,500
Severe Burn (Second Degree or Third Degree)100%100%
Accidental Death & Dismemberment Insurance4
Principal Sum - Member, Spouse, Child(ren)$1,000$1,000
Schedule of Covered Losses
Covered LossBenefit
Two or More Hands or Feet
Sight of Both Eyes
Speech and Hearing (in both ears)
One Hand or Foot50%50%
Sight in One Eye
Severance and Reattachment of One Hand or Foot
Hearing (in both ears)
Thumb and Index Finger of the Same Hand25%25%
All Four Fingers of the Same Hand
Loss of all the Toes of the Same Foot20%20%


Group Term Life Insurance

Underwritten by Principal Life Insurance Company, Inc.

Group Term Life Insurance & AD&D¹Level 1Level 2
Term Life Insurance Benefit$25,000$50,000
Accidental Death & Dismemberment Benefit$50,000$50,000
Important Information
Guaranteed CoverageThe maximum amount of coverage available during your initial enrollment period with no medical information required. Coverage is for Primary Member only.
Coverage Effective DateThe date your membership in the Health Depot Association becomes effective and you have paid all required dues.
Benefits Waiting PeriodThere is a 60 day waiting period before members are eligible for benefits.


Monthly Rates

HD Secure Shield Monthly Membership Rates
Level 1Level 2
Member Only Coverage$89$119
One-time $50 enrollment fee applies. Fee is waived when SecureShield is added to an active Health Depot membership.

FAQ / About the Carrier

About the Carrier

XL Catlin

XL Catlin, through the insurance subsidiaries of XL Group plc, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises on a worldwide basis. With enhanced product development capability, XL Catlin can offer larger policies on larger risks and writes more than 30 lines of business. Our underwriters work in parallel with clients and their brokers to develop imaginative and effective risk management solutions. XL Catlin brings an incredible blend of people, products, services and technology to help businesses and people move forward. From insurance to reinsurance, XL Catlin can help you find innovative answers for a changing world. XL Catlin is the global brand used by XL Group plc’s insurance companies, including Catlin Insurance Company, Inc.

Financial Ratings

XL Group plc’s core operating subsidiaries receive consistently high ratings for financial strength from A.M. Best and Standard & Poor’s, the leading independent analysts for the insurance industry.

Principal Financial Group

The Principal Financial Group® (The Principal®) is a global investment management leader offering retirement services, insurance solutions and asset management. The Principal offers businesses, individuals and institutional clients a wide range of financial products and services, including retirement, asset management and insurance through its diverse family of financial services companies.

Founded in 1879 and a member of the FORTUNE 500®, the Principal Financial Group has $513.5 billion in assets under management and serves some 19.5 million customers worldwide from offices in Asia, Australia, Europe, Latin America and the United States.


Membership Eligibility

  • Between the ages of eighteen (18) and sixty-four (64)
  • Reside in an available state
  • Not enrolled in Medicare, Medicaid, Medical Disability or any other Federal or state-funded program
  • Dependent children must be under age nineteen (19); twenty-four (24) if a Full-Time Student
N/A in AK, CO, CT, DC, HI, ID, IN, LA, ME, MD, MA, MN, MO, MT, NV, NH, NJ, NY, NC, OR, SD, TN, TX, UT, VT, WA.
Accident Disability Income is not available in California. Members residing in CA will not have access to the Disability benefit.

Health Care Discounts Disclosure

Not Available in AK, OK, UT, VT, WA. If members move to one of those states, their discount medical benefits will terminate.
The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act.
The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in the Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan Organization/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, Texas 75244. You may call 214-436-8882 or email for more information or visit for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers. You have the right to cancel your membership at any time. If you cancel your membership within 30 days of the effective date, you will receive a full refund of all periodic charges. The processing fee is non-refundable except in AR, MD and TN. To cancel you must, notify the Health Depot Association verbally or in writing; notify Health Depot Association at 2601 Network Blvd, Suite 500, Frisco, TX 75034 or by calling 214-436-8882. We will stop collecting membership fees in a reasonable amount of time, but no later than 30 days after cancellation. Any complaints should be directed to Alliance HealthCard of Florida, Inc. at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days. After investigation of the complaint, Alliance HealthCard of Florida, Inc. will provide member with the results and a proposed resolution no later than 30 days after receipt of the complaint.
Note to DE, IL, LA, NE, NH, OH, RI, SD, TX, and WV consumers: If you remain dissatisfied after completing the complaint system, you may contact your state department of insurance.
Note to MA consumers: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.