Starting Coverage: April 03

About HD BasicShield

HD BasicShield gives members access to supplementary income in the event of an accident that results in a disability preventing the member from working at their place of employment. In addition to the non-insurance benefit provided by The Health Depot Association, a BasicShield membership also grants access to Disability Income benefits underwritten by Guarantee Trust Life Insurance Company.

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Association Non-Insurance Benefit

Consumer Discounts

Counseling and Assistance Services

With the 24/7 Counseling and Assistance Services benefit, members have access to face-to-face counseling sessions with a local licensed provider and/or telephonic counseling sessions with a Masters-level clinician. Members can receive up to 3 sessions, per incident per year, at no cost. In addition, members also have telephonic and online access to a wide variety of services and resources to assist with daily responsibilities. Members call 24/7 to speak with a clinician that will assess and assist in placing the member with the appropriate contact. This benefit extends to all family members living in the household.

Association Insurance Benefits

Disability Income Insurance Benefits

Guarantee Trust Life Insurance Company

Disability Income Insurance
Underwritten by Guarantee Trust Life Insurance Company
Policy Form Series MP-1400 issued to Health Depot Association
Level 1Level 2
Disability Income Benefit$125 per week$250 per week
Elimination Period90 Days90 Days
Disability Income Maximum Benefit Period*26 Weeks13 Weeks

Disclaimers & Disclosures

* For any part of a Period of Disability that is less than a full week, 1/7th of the Disability Income Benefit will be paid for each day that You are disabled.

Monthly Fees

Monthly Membership Rates
Level 1Level 2
A one-time enrollment fee applies to become a member of the Health Depot Association.

FAQ / About the Carrier

About the Carrier

Guarantee Trust Life

With more than 80 years of experience in the insurance industry, Guarantee Trust Life Insurance Company (GTL) has a proud heritage of providing excellent service and superior insurance products to individuals, families and groups across the country.

GTL believes in doing business the right way. They have a consistent track record of successfully delivering on their promises and preserving the trust that their partners, employees and policyholders place in them.

Their mission is to be recognized as a highly-competent, mid-sized mutual insurer, who by bridging timeless virtues with current best business practices, is effective in marketing targeted life and health products across the country.

Membership Eligibility

  • Between the ages of eighteen (18) and sixty-four (64)
  • Reside in an available state
NOT Available in: AK, CA, CO, CT, ID, KS, ME, MD, MN, MO, MT, NV, NH, NM, NY, NC, OR, RI, SD, UT, VT, WA.