About HD BasicShield
HD BasicShield gives members access to supplementary income in the event of an accident that results in a disability preventing the member from working at their place of employment. In addition to the non-insurance benefit provided by The Health Depot Association, a BasicShield membership also grants access to Disability Income benefits underwritten by Guarantee Trust Life Insurance Company.
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Association Non-Insurance Benefit
With the 24/7 Counseling and Assistance Services benefit, members have access to face-to-face counseling sessions with a local licensed provider and/or telephonic counseling sessions with a Masters-level clinician. Members can receive up to 3 sessions, per incident per year, at no cost. In addition, members also have telephonic and online access to a wide variety of services and resources to assist with daily responsibilities. Members call 24/7 to speak with a clinician that will assess and assist in placing the member with the appropriate contact. This benefit extends to all family members living in the household.
Association Insurance Benefits
|Disability Income Insurance
Underwritten by Guarantee Trust Life Insurance Company
Policy Form Series MP-1400 issued to Health Depot Association
|Level 1||Level 2|
|Disability Income Benefit||$125 per week||$250 per week|
|Elimination Period||90 Days||90 Days|
|Disability Income Maximum Benefit Period*||26 Weeks||13 Weeks|
Disclaimers & Disclosures
* For any part of a Period of Disability that is less than a full week, 1/7th of the Disability Income Benefit will be paid for each day that You are disabled.
|Monthly Membership Rates|
|Level 1||Level 2|
FAQ / About the Carrier
About the Carrier
Guarantee Trust Life
With more than 80 years of experience in the insurance industry, Guarantee Trust Life Insurance Company (GTL) has a proud heritage of providing excellent service and superior insurance products to individuals, families and groups across the country.
GTL believes in doing business the right way. They have a consistent track record of successfully delivering on their promises and preserving the trust that their partners, employees and policyholders place in them.
Their mission is to be recognized as a highly-competent, mid-sized mutual insurer, who by bridging timeless virtues with current best business practices, is effective in marketing targeted life and health products across the country.
- Between the ages of eighteen (18) and sixty-four (64)
- Reside in an available state