About HD BasicProtect
HD BasicProtect gives members access to valuable resources especially designed to assist during a time of loss. In addition to the non-insurance benefits* provided by The Health Depot Association, a BasicProtect membership also provides members with access to Group Term Life Insurance benefits underwritten by Guarantee Trust Life Insurance Company.
No one can predict what the future will bring. That’s why having a safety net like life insurance can bring peace of mind for you and your loved ones. Life insurance can help protect those who depend on you after you are gone by providing financial resources for daily living expenses such as bills, debts and other needs, as well as future expenses like college.
As you review your estate’s liability, including taxes, legal costs and administrative fees, life insurance can be used as a planning tool to cover these areas. It is critical to cover both the primary breadwinner for the family, as well as those who are non-working or stay-at-home parents. Life insurance helps to maintain your household expenses and possibly avoid outsourcing child care after a loss.
Feel confident about protecting your family’s financial plan. Life insurance helps to provide you and your loved ones with a secure financial future.
*Association non-insured benefits vary by level. Consult member guide for more details.
Health Depot Association (HD) and Guarantee Trust Life Insurance Company (GTL) are separate legal entities and have sole financial responsibility for their own products.
Click Each Tab Below to Learn More About HD BasicProtect - Open All Tabs
Association Benefits
Association Consumer Discounts
Emergency Travel Assistance
24-hour access to multilingual representatives to assist members with a wide variety of travel related situations including; assistance in obtaining medical care both within the United States and abroad and emergency evacuation. This benefit also includes services such as emergency legal assistance, emergency message service, insurance coordination, lost baggage, passport assistance, and travel agency services.
This is NOT Insurance.
Tax Preparation
Experience the freedom of stress-free tax filing. Enjoy the ease and convenience of filing your federal return for free, regardless of your tax situation. With direct e-filing to the IRS, your submission is fast, efficient, and hassle-free. Plus, rest assured knowing that all tax situations are covered, whether simple or complex. For added convenience, take advantage of the state filing option for just $14.99. As an IRS-approved e-file provider, FreeTaxUSA ensures the safety and security of your sensitive information.
Financial Wellness Benefit
GotZoom is a financial wellness benefit provider specializing in federal student loan relief. Working with the Department of Education, they identify, maximize, and enroll members into Federal Student Loan Repayment and Forgiveness Programs for which they are currently eligible. They provide a no-obligation benefit analysis to all members with federal student loans and only charge for our services when the member fully understands and agrees to the program benefits. Last year, GotZoom saved members an average of 63% on their federal student loans!
Companion Assist
Companion Assist is a final affairs assistance benefit designed to help the person in charge of settling administrative affairs of the deceased member. A Benefits Representative will be assigned to work on their behalf to help stop on-going charges and other day-to-day expenses from continuing. Companion Assist will take care of the administrative details, notify third parties and conduct proactive measures to protect the deceased from identity theft – relieving the stress of paperwork and allowing beneficiaries to focus on the healing process.
This is NOT Insurance.
Resource Referrals
FamilySource® provides access to a 24/7 telephone line, so that you can speak with specialists trained to assist with things like child care, nursing homes, special needs and disability programs, schools, organizations and more. Members will receive a personalized package with information tailored to their specific needs.
This is NOT Insurance.
Association Health Care Discounts
Medical Supply Discount
Members have access to a wide selection of home care supplies including incontinence supplies (adult & youth), walking aids (canes, walkers, rollators), bathroom safety supplies, and more. Members also have access to brand name diabetic, health and wellness, and pet health supplies at affordable prices. Save an additional 10% on products by ordering online or by phone.
This is NOT Insurance.
Peer Support
Kindly Human prioritizes support for all humans by embracing shared life experiences and diverse lifestyles. A human focused approach starts with personalized support opportunities. Kindly Human’s timely and modern approach to well-being supports every individual’s natural need for meaningful connection. Members have the opportunity to connect any time with a Peer experience, as well as participate in one-on-one personal conversations with a Peer Listener who relates to their experiences. With Kindly Human, members receive one free hour of connection time per month with the option to pay for more minutes as needed.
Association Insurance Benefits
Monthly Rates
FAQ / About the Carrier
About the Carrier
Guarantee Trust Life
With more than 80 years of experience in the insurance industry, Guarantee Trust Life Insurance Company (GTL) has a proud heritage of providing excellent service and superior insurance products to individuals, families and groups across the country.
GTL believes in doing business the right way. They have a consistent track record of successfully delivering on their promises and preserving the trust that their partners, employees and policyholders place in them.
Their mission is to be recognized as a highly-competent, mid-sized mutual insurer, who by bridging timeless virtues with current best business practices, is effective in marketing targeted life and health products across the country.
Eligibility Requirements
• Between the ages of eighteen (18) and sixty-four (64)
• Reside in an available state
• Dependent children must be under age twenty-six (26)
