HD Critical Protection 2.0

$22month*

Benefits

Association Benefits

Consumer Discounts
Small Business Solutions

Value Added Benefits

ScriptSave Rx Savings Card
AirMed

Insured Benefits

Accident Medical Expense (AME) and Accidental Death & Dismemberment (AD&D) Insurance Benefits
Stand-Alone AD&D Insurance Benefits
AD&D with Critical Illness Insurance Benefits
Group Term Life Insurance

The HD Critical Protection 2.0 membership provides members with access to supplemental Critical Illness and/or Group Accident Only Insurance benefits. The Plus Plans also include a Term Life benefit. Having supplemental insurance can help in the event of an unexpected accident or critical illness. Best of all, members can use the cash benefits however they choose- for out-of-pocket medical expenses, transportation costs, help with child care, meals or other household duties or even to pay routine monthly bills. Critical Protection 2.0 includes access to a variety of supplemental insurance options to choose from for maximum flexibility.

HD SureGuard

$59month*

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

Karis360
MES Vision
ScriptSave Rx Savings Card
AirMed

Insured Benefits

Hospital Indemnity, Accident Medical Expense (AME) and Accidental Death & Dismemberment (AD&D) Insurance Benefits
AD&D with Critical Illness Insurance Benefits

Many Americans are facing higher out-of-pocket costs due to growing deductibles, greater coinsurance shares and larger copays. The HD SureGuard membership can help diminish the impact of a high deductible plan by offsetting some of the out-of-pocket exposure individuals experience as the result of an unexpected event.

HD CareGuard

$77month*

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

AirMed

Insured Benefits

Hospital Indemnity, Accidental Death & Dismemberment (AD&D) and Accident Medical Expense (AME) Insurance Benefits
Group Term Life Coverage

Accidents can happen anytime, anywhere – and today’s active lifestyles may make you more susceptible. And when accidents happen, they’re often followed by an onslaught of medical bills. A HD CareGuard plan can help members pay for the expenses that are not fully covered by their primary insurance, so they can concentrate on getting well. And with guaranteed term life benefits on CareGuard Max levels, members can provide an additional layer of protection for family members.

HD Essential AD&D

$19month*

Benefits

Association Benefits

Consumer Discounts

Value Added Benefits

AirMed

Insured Benefits

Accidental Death & Dismemberment Insurance

The HD Essential AD&D membership is the perfect supplement with additional benefits for Accidental Death & Dismemberment, as well as identity theft resolution, legal and financial counseling resources.  The Essential AD&D memberships are only available as an add-on to Limited Medical, Short Term Medical or Major Medical plans. The Essential Add-On Accidental Death and Dismemberment is not available as a stand-alone plan.