Fixed Indemnity Insurance

The AWA HealthGuard membership includes valuable discounts and special offers on a variety of consumer, business and health care programs and services. It also provides Accident and Sickness Limited Benefit insurance and Group Accidental Death and Dismemberment Insurance to help with out-of-pocket medical expenses.  Additionally, the AWA HealthGuard Max membership includes Term Life insurance. These memberships are offered year-round with a choice of four plan levels to best fit your needs.

When it comes to our health, life can throw a lot of curve balls. So, when an illness arises, worrisome symptoms may appear or the unexpected happens, AWA EliteHealth can help. The insurance benefits that come with this membership may help offset the expenses incurred with a covered sickness, condition or accident. And, with included physician office visits and a fully insured, outpatient generic prescription drug benefit, AWA EliteHealth provides additional tools to help members manage the out-of-pocket costs that can quickly add up with an illness or injury.

Whether it’s a hospital confinement or transportation via ambulance, everyday healthcare expenses are rising. In the case of an accident, when you factor in potential lost income due to time off work, transportation to and from medical care visits, or hiring help with child care, meals and other household duties, an extended hospital stay creates even more unanticipated financial burdens. The Group Fixed Indemnity Limited Benefit Medical insurance benefits included with this membership can help relieve this pressure so members can focus on getting well.

Fidelity Security Life Insurance Company® (FSL) provides this Group Fixed Indemnity Limited Benefit Medical insurance, which is not a replacement for comprehensive major medical coverage.

With EliteHealth, AWA members will also gain access to health and wellness resources, along with valuable discounts and tools designed to complement their insured benefits and maximize their savings.