HD Critical Protection 2.0

$22month*

Benefits

Association Benefits

Consumer Discounts
Small Business Solutions

Value Added Benefits

ScriptSave Rx Savings Card

Insured Benefits

Accident Medical Expense (AME) and Accidental Death & Dismemberment (AD&D) Insurance Benefits
Stand-Alone AD&D Insurance Benefits
AD&D with Critical Illness Insurance Benefits

The HD Critical Protection 2.0 membership provides members with access to supplemental Critical Illness and/or Group Accident Only Insurance benefits. Having supplemental insurance can help in the event of an unexpected accident or critical illness. Best of all, members can use the cash benefits however they choose- for out-of-pocket medical expenses, transportation costs, help with child care, meals or other household duties or even to pay routine monthly bills.

HD SureGuard

$59month*

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

Karis360
MES Vision
ScriptSave Rx Savings Card

Insured Benefits

Hospital Indemnity, Accident Medical Expense (AME) and Accidental Death & Dismemberment (AD&D) Insurance Benefits
AD&D with Critical Illness Insurance Benefits

Many Americans are facing higher out-of-pocket costs due to growing deductibles, greater coinsurance shares and larger copays. The HD SureGuard membership can help diminish the impact of a high deductible plan by offsetting some of the out-of-pocket exposure individuals experience as the result of an unexpected event.

HD CareGuard

Benefits

Association Benefits

Health Care Discounts

Insured Benefits

Hospital Indemnity, Accidental Death & Dismemberment (AD&D) and Accident Medical Expense (AME) Insurance Benefits

Accidents can happen anytime, anywhere – and today’s active lifestyles may make you more susceptible. And when accidents happen, they’re often followed by an onslaught of medical bills. A HD CareGuard plan can help members pay for the expenses that are not fully covered by their primary insurance, so they can concentrate on getting well.

5Star Group Accident Insurance Plan

$15.69month*

Benefits

Association Benefits

Health Care Discounts

Insured Benefits

Group Accident Insurance Coverage
Hospital & Medical Benefits

The 5Star Accident Plan provides each Member coverage under a Group Accident Insurance Policy. Benefits include Accidental Death & Dismemberment, Dislocations, Fractures, Burns, Hospitalization, ER, Ambulance and several other Medical Services for Covered Accidents. Having supplemental insurance can help cover out-of-pocket expenses in the event of an unexpected injury. Best of all, members can use the cash benefits however they choose.  5Star Accident also includes a variety of health care programs, services and discounts to help save money and manage everyday healthcare expenses.

5Star Family Protection Plan

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

Teladoc
ScriptSave Rx Savings Card

Insured Benefits

Family Protection Plan with Terminal Illness Benefits

Nearly 85% of Americans say most people need life insurance; unfortunately only 62% have coverage and a staggering 33% say they don’t have enough life insurance, including one-fourth who already have life insurance coverage.**  Nobody wants to be a statistic – especially during a period of grief. The 5Star Family Protection Plan can ensure you and your loved ones are covered during a period of loss.

** LIMRA International and LIFE Foundation’s 2013 Insurance Barometer Study

HD Essential Protection 50-100-250-300

$19month*

Benefits

Association Benefits

Consumer Discounts

Insured Benefits

Accidental Death & Dismemberment Insurance

The HD Essential Protection 50-100-250-300 membership is the perfect supplement to the HD Essential Protection membership plan with additional benefits for Accidental Death & Dismemberment, as well as identity theft resolution, legal and financial counseling resources.  The Essential Protection 50-100-250-300 memberships are only available as an add-on to Essential Protection membership levels 1-6. The add-on Accidental Death and Dismemberment is not available as a stand-alone plan.

5Star Critical Illness

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

Teladoc
ScriptSave Rx Savings Card

Insured Benefits

Group Critical Illness Coverage

5Star Group Critical Illness Coverage was designed to give you an easy and affordable way to provide for your additional financial needs after surviving a critical illness. With benefits like cash payment upon the first occurrence of a covered illness, spouse and child(ren) coverage and portability, all at an affordable price, this plan allows you to have financial peace of mind during a critical time.