HD Critical Protection 2.0

$22month*

Benefits

Association Benefits

Consumer Discounts
Small Business Solutions

Value Added Benefits

ScriptSave Rx Savings Card
AirMed

Insured Benefits

Accident Medical Expense (AME) and Accidental Death & Dismemberment (AD&D) Insurance Benefits
Stand-Alone AD&D Insurance Benefits
AD&D with Critical Illness Insurance Benefits
Group Term Life Insurance

The HD Critical Protection 2.0 membership provides members with access to supplemental Critical Illness and/or Group Accident Only Insurance benefits. The Plus Plans also include a Term Life benefit. Having supplemental insurance can help in the event of an unexpected accident or critical illness. Best of all, members can use the cash benefits however they choose- for out-of-pocket medical expenses, transportation costs, help with child care, meals or other household duties or even to pay routine monthly bills. Critical Protection 2.0 includes access to a variety of supplemental insurance options to choose from for maximum flexibility.

HD SureGuard

$59month*

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

Karis360
MES Vision
ScriptSave Rx Savings Card
AirMed

Insured Benefits

Hospital Indemnity, Accident Medical Expense (AME) and Accidental Death & Dismemberment (AD&D) Insurance Benefits
AD&D with Critical Illness Insurance Benefits

Many Americans are facing higher out-of-pocket costs due to growing deductibles, greater coinsurance shares and larger copays. The HD SureGuard membership can help diminish the impact of a high deductible plan by offsetting some of the out-of-pocket exposure individuals experience as the result of an unexpected event.

HD CareGuard

$77month*

Benefits

Association Benefits

Health Care Discounts

Value Added Benefits

AirMed

Insured Benefits

Hospital Indemnity, Accidental Death & Dismemberment (AD&D) and Accident Medical Expense (AME) Insurance Benefits

Accidents can happen anytime, anywhere – and today’s active lifestyles may make you more susceptible. And when accidents happen, they’re often followed by an onslaught of medical bills. A HD CareGuard plan can help members pay for the expenses that are not fully covered by their primary insurance, so they can concentrate on getting well.

HD Essential Protection 50-100-250-300

$19month*

Benefits

Association Benefits

Consumer Discounts

Value Added Benefits

AirMed

Insured Benefits

Accidental Death & Dismemberment Insurance

The HD Essential Protection 50-100-250-300 membership is the perfect supplement to the HD Essential Select membership plan with additional benefits for Accidental Death & Dismemberment, as well as identity theft resolution, legal and financial counseling resources.  The Essential Protection 50-100-250-300 memberships are only available as an add-on to Essential Select membership levels 1-6. The add-on Accidental Death and Dismemberment is not available as a stand-alone plan.